MBELEMAMA PLATFORM TERMS

Transaction Liability, Disclaimers, Indemnification, and Dispute Resolution

Effective Date: 08/08/2026

These provisions govern the relationship between Mbelemama, Inc. ("Mbelemama," "we," "us," or "our") and each person or entity accessing or using the Mbelemama platform ("User," "you," or "your").

By creating an account, accessing the platform, submitting information, initiating a transaction, accepting these Terms, or otherwise using any Mbelemama service, you acknowledge that you have read, understood, and agreed to these Terms.

1. MBELEMAMA IS A TECHNOLOGY PLATFORM, NOT A TRANSACTION PARTY

Mbelemama operates a digital technology and trust-infrastructure platform designed to facilitate agricultural commerce between independent parties.

Mbelemama may provide technological and administrative tools including electronic contract formation and documentation, transaction records, contract verification and recordkeeping, delivery and transaction tracking, settlement coordination, market information, communications, document management, and coordination with independent agricultural inspectors, experts, mediators, arbitrators, and other third-party service providers.

Mbelemama is not a buyer, seller, producer, farmer, processor, distributor, carrier, warehouseman, importer, exporter, financier, insurer, commodity broker, agent, fiduciary, partner, joint venturer, guarantor, or representative of any User or transaction counterparty.

Except where Mbelemama expressly enters into a separate written agreement stating otherwise, Mbelemama is not a party to any transaction or contract entered into between Users through, on, or in connection with the platform.

The purchase, sale, financing, shipment, transportation, storage, inspection, delivery, acceptance, rejection, payment, and other commercial obligations associated with a transaction are solely the responsibility of the contracting parties.

2. INDEPENDENT CONTRACTING PARTIES

Users contract with one another independently and at their own risk.

Any contract, purchase order, sales agreement, delivery agreement, financing arrangement, or other transaction entered into through the platform is solely between the parties identified in that agreement.

Mbelemama does not become a party to such agreement merely because:

  • (a) the agreement was created, negotiated, signed, stored, transmitted, or documented using the platform;
  • (b) Mbelemama provides technology used to facilitate the transaction;
  • (c) Mbelemama provides or displays market or commodity information;
  • (d) Mbelemama coordinates an inspection, expert, mediation, or arbitration service;
  • (e) Mbelemama tracks delivery or transaction status;
  • (f) Mbelemama facilitates communications between Users; or
  • (g) Mbelemama provides technological or administrative assistance relating to settlement or payment.

No User may reasonably rely on Mbelemama's participation in the platform as evidence that Mbelemama has guaranteed, endorsed, insured, financed, certified, or assumed responsibility for the underlying transaction or for any User's performance.

3. NO GUARANTEE OF USER PERFORMANCE

Mbelemama does not guarantee, insure, underwrite, warrant, or assume responsibility for the performance or non-performance of any User or third party.

Without limiting the foregoing, Mbelemama makes no representation or warranty regarding any User's:

  • identity
  • ownership or authority
  • financial condition
  • creditworthiness
  • solvency
  • business reputation
  • licensing
  • regulatory status
  • qualifications
  • ability to perform
  • willingness to perform
  • ability to pay
  • ability to deliver
  • legal authority to enter into a transaction.

Mbelemama is not responsible for a User's fraud, misrepresentation, breach of contract, failure to pay, failure to deliver, late delivery, non-delivery, defective performance, insolvency, abandonment, repudiation, refusal to accept goods, or other act or omission.

4. NO GUARANTEE REGARDING COMMODITIES

Mbelemama does not own, possess, control, inspect, manufacture, transport, store, or take title to commodities traded through the platform unless expressly stated in a separate written agreement.

Mbelemama does not warrant or guarantee the:

  • existence
  • ownership
  • title
  • authenticity
  • origin
  • quantity
  • weight
  • grade
  • quality
  • condition
  • moisture content
  • specifications
  • availability
  • suitability
  • merchantability
  • fitness for a particular purpose
  • regulatory compliance
  • market value
  • price
  • delivery
  • transportation
  • storage
  • inspection
  • acceptance
  • rejection

of any commodity involved in a transaction.

Any representations regarding a commodity are made by the applicable User or independent third-party service provider, not by Mbelemama.

5. VERIFICATION AND RECORDKEEPING SERVICES

Mbelemama may provide technological tools that facilitate the creation, verification, authentication, storage, transmission, or recordkeeping of transaction documents and contractual information.

Mbelemama's verification of a document, account, identity, data field, electronic signature, transaction record, or other digital information does not constitute a guarantee of the truth, completeness, legality, accuracy, authenticity, or enforceability of the underlying commercial transaction or any representation made by a User.

Unless expressly stated otherwise in a separate written agreement, Mbelemama does not independently verify every representation, document, commodity, quantity, quality claim, financial statement, license, title document, shipment, or other information submitted by Users.

6. INDEPENDENT INSPECTORS, EXPERTS, MEDIATORS, AND ARBITRATORS

Mbelemama may facilitate or coordinate access to independent agricultural inspectors, experts, laboratories, surveyors, mediators, arbitrators, and other professional service providers.

Such persons and entities are independent third parties and are not employees, agents, partners, fiduciaries, or representatives of Mbelemama.

Mbelemama does not guarantee or assume responsibility for any:

  • inspection
  • laboratory result
  • expert opinion
  • certification
  • appraisal
  • measurement
  • report
  • recommendation
  • mediation
  • arbitration
  • determination
  • other professional service

provided by an independent third party.

Any dispute concerning the acts, omissions, professional judgment, report, certification, or determination of an independent service provider shall be addressed in accordance with the applicable agreement and applicable law.

7. DELIVERY AND LOGISTICS

Mbelemama may provide tools for recording or tracking shipment and delivery information.

Tracking information is informational and administrative only and does not constitute a guarantee that a shipment has occurred, that goods are in transit, that goods will arrive, or that goods will conform to contractual requirements.

Mbelemama is not responsible for loss, theft, damage, deterioration, contamination, delay, diversion, misdelivery, customs issues, transportation failure, warehouse failure, force majeure events, or other events affecting commodities after or before delivery.

Responsibility for transportation, logistics, storage, insurance, customs, importation, exportation, and delivery remains with the parties and service providers responsible under the applicable transaction contract.

8. PAYMENT AND SETTLEMENT

Where Mbelemama provides or facilitates technological integration with payment processors, banks, escrow providers, financial institutions, or other settlement providers, Mbelemama acts solely as a technology and coordination platform unless expressly agreed otherwise in writing.

Mbelemama does not guarantee:

  • payment by a buyer
  • receipt of funds by a seller
  • availability of funds
  • solvency of a financial institution
  • operation of a payment processor
  • prevention of fraud
  • reversal of unauthorized transactions
  • settlement timing
  • completion of a financial transaction.

Unless expressly agreed otherwise in a separate written agreement, Mbelemama does not take ownership of, guarantee, insure, or assume the credit risk associated with funds or payment obligations arising from a User transaction.

9. MARKET DATA AND COMMODITY PRICES

Mbelemama may display or use market prices, futures prices, commodity benchmarks, indexes, quotations, or other market information obtained from third-party data providers.

Such information is provided for informational and reference purposes only.

Mbelemama does not guarantee that market data is accurate, complete, current, uninterrupted, error-free, or suitable for any particular transaction.

A market price, futures price, index, benchmark, or reference price displayed on the platform does not constitute an offer, solicitation, guarantee, valuation, recommendation, or promise by Mbelemama regarding the price at which any commodity will be purchased or sold.

Users remain solely responsible for determining the price and commercial terms of their transactions.

10. NO PROFESSIONAL ADVICE

Nothing provided through the Mbelemama platform constitutes legal, financial, investment, commodity-trading, agricultural, accounting, tax, insurance, transportation, engineering, inspection, or other professional advice.

Users should obtain independent professional advice before entering into transactions where such advice is appropriate.

11. USER DUE DILIGENCE

Each User is solely responsible for conducting whatever due diligence it considers appropriate before entering into a transaction.

Users are responsible for independently evaluating:

  • (a) their counterparty;
  • (b) the commodity;
  • (c) commodity quality and specifications;
  • (d) quantity and weight;
  • (e) pricing;
  • (f) delivery arrangements;
  • (g) transportation and storage;
  • (h) payment terms;
  • (i) financing;
  • (j) insurance;
  • (k) applicable laws and regulations; and
  • (l) all other commercial risks associated with the transaction.

A User's decision to enter into a transaction shall not be based solely upon the availability of the transaction through the Mbelemama platform.

12. ASSUMPTION OF TRANSACTION RISK

To the fullest extent permitted by applicable law, each User acknowledges and agrees that transactions conducted with other Users involve commercial, financial, operational, commodity, transportation, credit, fraud, regulatory, market, and other risks.

Each User voluntarily assumes those risks and agrees that Mbelemama is not responsible for losses arising from the User's decision to enter into, perform, modify, or terminate a transaction with another User.

13. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE MBELEMAMA PLATFORM AND ALL SERVICES, INFORMATION, DATA, DOCUMENTATION, SOFTWARE, FEATURES, CONTENT, AND FUNCTIONALITY ARE PROVIDED "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS."

MBELEMAMA DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AVAILABILITY, SECURITY, AND FREEDOM FROM ERROR.

MBELEMAMA DOES NOT WARRANT THAT THE PLATFORM OR SERVICES WILL BE UNINTERRUPTED, SECURE, COMPLETE, ACCURATE, CURRENT, ERROR-FREE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

14. EXCLUSION OF TRANSACTION LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MBELEMAMA SHALL NOT BE LIABLE FOR ANY LOSS, DAMAGE, CLAIM, COST, EXPENSE, LIABILITY, OR DEMAND ARISING OUT OF OR RELATING TO A TRANSACTION BETWEEN USERS, INCLUDING ANY CLAIM ARISING FROM:

  • (a) breach of contract by a User;
  • (b) failure to pay;
  • (c) failure to deliver;
  • (d) late delivery;
  • (e) defective or non-conforming goods;
  • (f) shortage or excess quantity;
  • (g) incorrect commodity specifications;
  • (h) fraud or misrepresentation by a User;
  • (i) insolvency or inability to perform;
  • (j) refusal to accept goods;
  • (k) transportation or logistics failure;
  • (l) storage loss or damage;
  • (m) inspection results;
  • (n) commodity quality;
  • (o) commodity pricing;
  • (p) market fluctuations;
  • (q) currency fluctuations;
  • (r) financing arrangements;
  • (s) customs or regulatory matters;
  • (t) force majeure;
  • (u) acts or omissions of independent contractors or service providers; or
  • (v) any other act or omission of a party to the underlying transaction.

The parties to the underlying transaction, and not Mbelemama, are responsible for the performance and enforcement of their contractual obligations.

15. LIMITATION OF MBELEMAMA'S LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MBELEMAMA OR ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, LICENSORS, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR ENHANCED DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, CONTRACTS, OPPORTUNITY, GOODWILL, DATA, OR EXPECTED SAVINGS, ARISING OUT OF OR RELATING TO THE PLATFORM OR SERVICES, EVEN IF MBELEMAMA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF MBELEMAMA ARISING OUT OF OR RELATING TO THESE TERMS, THE PLATFORM, OR ANY SERVICES SHALL NOT EXCEED THE GREATER OF:

(A) THE TOTAL AMOUNT ACTUALLY PAID BY THE CLAIMANT TO MBELEMAMA FOR THE SPECIFIC SERVICES GIVING RISE TO THE CLAIM DURING THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR

(B) ONE HUNDRED U.S. DOLLARS (US $100).

This limitation applies regardless of the legal theory asserted, including contract, tort, negligence, strict liability, statute, warranty, indemnity, or otherwise, to the extent permitted by applicable law.

Nothing in these Terms shall be interpreted as excluding or limiting liability to the extent such exclusion or limitation is prohibited by applicable law.

16. RELEASE OF MBELEMAMA

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EACH USER, ON BEHALF OF ITSELF AND ITS SUCCESSORS, RELEASES AND FOREVER DISCHARGES MBELEMAMA AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS FROM CLAIMS ARISING OUT OF OR RELATING TO TRANSACTIONS BETWEEN USERS, INCLUDING CLAIMS ARISING FROM THE ACTS OR OMISSIONS OF OTHER USERS OR INDEPENDENT THIRD PARTIES.

This release does not apply to liabilities that cannot lawfully be released or waived.

17. USER INDEMNIFICATION

To the maximum extent permitted by applicable law, each User agrees to defend, indemnify, and hold harmless Mbelemama and its affiliates, directors, officers, employees, contractors, agents, licensors, and service providers from and against any and all claims, demands, actions, proceedings, liabilities, damages, judgments, settlements, penalties, costs, and expenses, including reasonable attorneys' fees, arising out of or relating to:

  • (a) the User's use of the platform;
  • (b) the User's breach of these Terms;
  • (c) the User's breach of any transaction contract;
  • (d) any transaction entered into by the User;
  • (e) the User's goods or commodities;
  • (f) the User's representations or misrepresentations;
  • (g) fraud or misconduct by the User;
  • (h) the User's violation of applicable law;
  • (i) claims by another User or third party arising from the User's acts or omissions; or
  • (j) any dispute concerning the User's performance or non-performance of a transaction.

Mbelemama reserves the right to assume exclusive control of the defense of any matter subject to indemnification, and the User agrees to cooperate fully with such defense.

18. DISPUTES BETWEEN USERS

Mbelemama does not adjudicate disputes between Users.

Any dispute concerning the underlying agricultural transaction—including disputes concerning price, payment, quality, quantity, delivery, inspection, acceptance, rejection, breach, or performance—shall be resolved exclusively between the contracting parties in accordance with the dispute-resolution provisions contained in their applicable transaction contract.

Mbelemama may, where expressly agreed, provide administrative or technological support for mediation or arbitration between the contracting parties.

Mbelemama's coordination of a dispute-resolution service does not make Mbelemama a party to the underlying dispute.

19. DISPUTES BETWEEN A USER AND MBELEMAMA

Any dispute, claim, or controversy between a User and Mbelemama arising out of or relating to these Terms, the platform, or Mbelemama's services shall be resolved by binding arbitration, except for matters that applicable law expressly permits to be brought in court.

The arbitration shall be administered by [AMERICAN ARBITRATION ASSOCIATION / JAMS] under its applicable commercial arbitration rules, unless the parties agree otherwise in writing.

The arbitration shall be conducted by one arbitrator.

The seat and legal place of arbitration shall be Delaware.

The arbitrator shall have exclusive authority to determine disputes concerning the interpretation, applicability, enforceability, or formation of the arbitration agreement, except to the extent applicable law provides otherwise.

Judgment on the arbitration award may be entered in any court of competent jurisdiction.

Nothing in this provision prevents Mbelemama from seeking temporary, preliminary, or permanent injunctive or equitable relief in a court of competent jurisdiction where necessary to protect intellectual property, confidential information, platform security, or other legitimate interests.

20. CLASS-ACTION AND REPRESENTATIVE-ACTION WAIVER

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EACH USER AGREES THAT ANY CLAIM AGAINST MBELEMAMA SHALL BE BROUGHT SOLELY IN THE USER'S INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLASS MEMBER, REPRESENTATIVE, OR PARTICIPANT IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION.

The arbitrator shall not have authority to consolidate claims or conduct any form of representative or class proceeding unless required by applicable law.

If any portion of this waiver is determined to be unenforceable, the remaining provisions shall remain in effect to the fullest extent permitted by law.

21. GOVERNING LAW

These Terms and any dispute between a User and Mbelemama shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to conflict-of-law principles.

To the extent a dispute is permitted to proceed in court rather than arbitration, the parties consent to the exclusive jurisdiction of the state and federal courts located in Delaware, subject to applicable law.

22. SEVERABILITY

If any provision of these Terms is determined to be invalid, illegal, or unenforceable, that provision shall be modified or limited to the minimum extent necessary to make it enforceable, if permitted by law.

The remaining provisions shall remain in full force and effect.

The invalidity or unenforceability of one provision shall not affect the validity or enforceability of any other provision.

23. NO THIRD-PARTY BENEFICIARIES

Except as expressly provided in these Terms, these Terms do not create any rights in any third party.

Mbelemama's affiliates, directors, officers, employees, contractors, agents, licensors, and service providers are intended third-party beneficiaries of the applicable disclaimer, limitation-of-liability, release, indemnification, and dispute-resolution provisions.

24. SURVIVAL

The provisions concerning intellectual property, confidentiality, disclaimers, assumption of risk, transaction liability, limitation of liability, indemnification, releases, dispute resolution, arbitration, governing law, and any other provisions that by their nature should survive termination shall survive termination of a User's account or these Terms.

25. ACKNOWLEDGMENT

BY USING THE MBELEMAMA PLATFORM, EACH USER EXPRESSLY ACKNOWLEDGES AND AGREES THAT:

  • MBELEMAMA IS A TECHNOLOGY PLATFORM AND NOT A PARTY TO USER TRANSACTIONS
  • MBELEMAMA DOES NOT GUARANTEE THE PERFORMANCE OF ANY USER
  • MBELEMAMA DOES NOT GUARANTEE THE QUALITY, QUANTITY, DELIVERY, PAYMENT, ACCEPTANCE, OR CONDITION OF ANY COMMODITY
  • USERS ARE SOLELY RESPONSIBLE FOR THEIR OWN TRANSACTIONS AND DUE DILIGENCE
  • TRANSACTION DISPUTES ARE BETWEEN THE CONTRACTING PARTIES
  • MBELEMAMA'S ROLE DOES NOT CONVERT IT INTO A BUYER, SELLER, AGENT, BROKER, GUARANTOR, OR FIDUCIARY
  • THE LIABILITY LIMITATIONS AND DISCLAIMERS CONTAINED IN THESE TERMS ARE MATERIAL TERMS OF THE AGREEMENT; AND
  • THE USER HAS HAD THE OPPORTUNITY TO REVIEW THESE TERMS AND SEEK INDEPENDENT LEGAL ADVICE BEFORE USING THE PLATFORM.

NO PROVISION OF THESE TERMS SHALL BE CONSTRUED TO IMPOSE UPON MBELEMAMA ANY DUTY, OBLIGATION, WARRANTY, GUARANTEE, OR LIABILITY THAT MBELEMAMA HAS NOT EXPRESSLY AGREED TO ASSUME IN A SIGNED WRITTEN AGREEMENT.

If you have any questions about these Terms, please contact us at admin@mbelemama.com.